BETTER DRIVES BETTER LIVES

Deemed ownership can show who has the car, who is responsible for it, and what remains before the RC transfer is complete. India now has the foundation for a visible custody trail from the seller, through authorised dealers and eventually to the buyer.

MoRTH’s proposed Form 29CA could record used-car movement between authorised dealers and show the seller who currently holds the car.

MoRTH’s proposed deemed-ownership changes move the system forward. The seller will experience the reform only when the last mile becomes faceless, time-bound and workable for authorised dealers.

Repaying a car loan does not automatically remove the lender from the RC. This guide explains hypothecation termination, Form 35, the available digital routes and the records a seller should track.

Delhi says a registered owner need not appear for every RC transfer. This guide explains when an RTO may call the seller, what to verify and how Form 29C differs from the final RC transfer

When you sell your car, your clock starts the day you hand over the keys. The official RC-transfer clock usually starts later, when the application receives an e-receipt. That is why government data can show a 15-day transfer while the seller feels they have waited much longer.

The answer is to measure both clocks: handover to e-receipt, and e-receipt to final RC transfer.